Used Vehicle

APR low
3.64%

New Vehicle

APR low
2.24%

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Credit Card

APR low
9.24%

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Home Equity

APR low
4.19%

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Certificate

APY up to
3.29%

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Personal Loans

APR low
8.74%

Home and Auto Insurance

Auto and Home Owners Insurance

 

GAP Insurance

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We've joined up with a dedicated team of insurance professionals at TruStage to bring you their outstanding Auto and Home Insurance Program. TruStage Auto and Home Insurance is the property and casualty coverage solution preferred by the most credit unions and their members.

 

In the event that your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, your insurance company pays the actual cash value of the vehicle at the time of loss - not what the vehicle is really worth to you! You remain liable for payment of the difference between your insurance company's settlement and the balance of your loan. This deficiency, added to the amount of your deductible, time lost from work, rental car costs, replacement vehicle, and other expenses, can easily be thousands of dollars.

What are the details?

  • Provides convenient ways to pay your bills make changes to your policy and even report a claim online
  • Receive fast and easy access to claims service 24-hours a day
  • FREE no obligation quote or locate an agent at the local Liberty Mutual sales office
 

What are the details?

  • Security, protection and peace of mind
  • All risk protection for new and used vehicles
  • $1,000 credit towards the financing of a replacement vehicle if financed with SDFCU

What are the rules?

  • Offered by TruStage Insurance Agency, LLC and issued by leading insurance companies
  • Discounts are not available in all states and discounts vary by state
  • Insurance offered is not a deposit and is not federally insured
  • Coverage is not sold or guaranteed by your credit union
 

What are the rules?

  • Protection is provided for the term of your loan/lease up to 84 months
  • Protection is applicable for vehicles valued up to $100,000 at time of purchase
  • Benefits are paid up to $50,000

For more information about GAP Insurance, please contact one of our Member Service Representatives at 703.706.5000, 800.296.8882.

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Mechanical Breakdown Insurance

 

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When you buy a new vehicle, you assume the manufacturer's warranty will provide long-term peace of mind. But, in most cases, new car warranties expire long before the repair bills start rolling in. Get all the auto protection you need with an Extended Warranty from our partner Route 66.

 

What are the details?

  • Competitive rates compared to plans offered by many auto dealers
  • $0 deductible on all plans
  • Coverage available for any age vehicle
  • 24/7/365 Emergency Roadside Service
  • Towing and emergency travel expenses
  • Direct pay to repair facility
  • Rental car allowance
  • Battery coverage
  • Warranty is transferable

 

What are the rules?

  • Warranty stays in effect if you take your vehicle overseas
  • If your insurance company declares your car a total loss, the entire premium is refunded
  • Open enrollment - you do not have to get an SDFCU auto loan
  • 30-day money back guarantee
  • Complete terms and provisions are contained within each service agreement

 

Visit the Route66 Website

 

Life Insurance

Life Insurance

 

Credit Disability and Life Insurance

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TruStage Life Insurance products are designed to help you protect your assets and the future of your family when the unexpected happens

 

As a member, credit disability and Life Insurance is available to you for your loans. Credit life insurance is designed to pay off the loan if the borrower dies. Credit disability insurance is designed to take over the loan payments if the borrower becomes disabled. This insurance helps protect your credit rating by ensuring your loan will not end up in default. For a small monthly cost added to the loan balance, you can have payment protection for your loan in the event of death or disability.

What are the details?

  • Provide cash for daily living expenses
  • Fund your children’s education
  • Meet monthly mortgage payments
  • Protect your loved ones’ future
 

What are the details?

  • It will give you have peace of mind knowing that your loans are covered
  • With this program, there is no need to make separate payments
  • Your loans do not go unpaid, and your credit rating is always protected

What are the rules?

  • Offered by TruStage Insurance Agency, LLC and issued by leading insurance companies
  • Discounts are not available in all states and discounts vary by state
  • Insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union
 

What are the rules?

  • You pay less as your loan balance decreases
  • You can choose the coverage that is right for you
Get A Quote
  

 

AD&D Insurance

Claim your no-cost AD&D insurance. Add more coverage starting between $1 and $1.50 per month.*

You’re entitled to $1000 of no-cost TruStage® Accidental Death and Dismemberment Insurance—an exclusive member benefit paid for by State Department Federal Credit Union. All you have to do is claim it.

AD&D insurance could be a nice supplement to life insurance and can pay a cash benefit for loss of life, hand, foot, eye, thumb, speech or hearing as a result of an accident.

Simply activate your no-cost insurance, or add coverage for yourself or your entire family. Acceptance is guaranteed—with no health questions or medical exam.

Don't miss out on this valuable, no-cost benefit of your Credit Union membership. Claim it now in just three minutes at TruStage.com/ADD. Or call toll-free 1-800-798-8798.

*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.

TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. AD&D Base Policy Series E10-ADD-2012 and E10a-014-2012

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